These disclaimers and disclosures apply to all websites, social media accounts or other media maintained by the authors and operators of Calculated Finance or the CALC platform (collectively, the “Platform”) and to all information and material published or posted thereon. Before interacting with the Platform or making any decision in connection with CALC, please carefully review these disclaimers and the open-source code of the relevant software. Use the Platform only at your own risk, and do not rely on the CALC Litepaper or any information provided by the authors or operators of CALC, or any individuals connected therewith (collectively, the “CALC personnel”) for making any decisions.

Information only. The information provided by CALC personnel is strictly for informational purposes only and is not, nor should it be construed as, investment advice of any kind. None of the information is, nor should it be construed as, an inducement or solicitation to buy or sell any particular product or make any other decision. Any decisions you make are solely at your own risk and should be based on your independent research and consultation with professionals.

No warranty. Although it has been prepared in good faith, the information is not necessarily complete, comprehensive, accurate or up-to-date, and there is no obligation on any person to make it so. The information may be updated or amended at any time without notification. The information is provided “as is”, that is without any representation or endorsement made and without warranty of any kind.

No liability. CALC personnel do not accept liability for any loss or damage, including, without limitation, indirect or consequential loss or damage, arising out of or in connection with the use of the Platform, $CALC.

No legal obligations. The CALC source code or “smart contracts” do not constitute or give rise to legally binding contracts in relation to $CALC. As such, $CALC will constitute or represent legal obligations of any kind of any person. On this basis, holders of $CALC will have no legally enforceable rights, claims or entitlements against any person.

No ongoing management. Consistent with the ethos of community governance embodied by decentralised finance, following the launch of the Platform, neither CALC Personnel, nor any service providers, should be expected or relied upon to have a material ongoing role in the development or maintenance of the CALC platform.

Governance and conflict of interests. Consistent with the ethos of community governance embodied by decentralised finance, and as further detailed in the Litepaper, following the launch of the Platform, governance will be undertaken by governance votes participated in by holders of staked $CALC. CALC Personnel may hold a substantial number of tokens allowing them to participate in governance votes. No individual constituting CALC Personnel makes any promise or representation to participate or not participate in the ongoing governance of the Platform. If they do participate in governance votes, they have no obligation to vote in a particular manner or to maximise the interests of the CALC community. Individuals constituting CALC Personnel may have interests or incentives which do not align to that of the CALC community as a whole or to each other. The individuals constituting CALC Personnel will vote to maximise their own individual interests and cannot be expected to vote in the same way as one another, or to maximise community interests.

Use of funds. No representation or assurance is given that any funds raised in connection with the Platform or the issue of $CALC will be used or held in any particular way, or for the benefit of the CALC community.

No partnership. Neither the establishment of the Platform, the issue of $CALC, nor any related arrangements should be deemed to give rise to any partnership or joint venture between any of the parties.

Technological risk. The technologies used in connection with the Platform are highly experimental and evolving. They are subject to many risks including, but not limited to, hacking attacks. The open-source code should be reviewed by an expert in such technologies, and you should use them solely at your own risk.

Volatile prices. The assets generated by the Platform are subject to potentially volatile price moves and investors should be prepared to lose all of the capital invested.